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Breaking the American Bank – Banking Propaganda and Using the American Middle...

Banks are showing their true colors and what little regard they have for the average American.  As they advertise with cute and friendly faces assuring consumers they are looking out for their best...

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The Future of U.S. Housing – Projections of Household Formation, Loan...

Take what you knew about projecting housing for the last fifty years and throw it out the window.  The big problem with using models post-World War II is that they base growth on a baby boomer...

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Commercial real estate pushes $7.4 billion in FDIC Losses in one day – Hard...

The $3 trillion commercial real estate market is still in a state of economic turmoil.  Many people might have missed the big news on Friday given the massive spotlight on Goldman Sachs.  On Friday,...

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FDIC massive problems ahead with smaller bank failures. 105 banks hold 77...

The FDIC went ahead and closed another handful of banks this Friday.  It really is a rare day to see 400,000+ jobs added and the market retreat so significantly.  A large part of the gains came from...

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Commercial real estate maturities will peak in 2012 – $350 billion in loans...

The commercial real estate disaster is sinking banks on a weekly basis.  Talk of a V-shape recovery is now largely a moot point since we are past the point of a quick and strong recovery.  The...

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